Frequently Asked Questions

Bengaluru’s real estate market remains highly resilient, fueled by the stable IT sector and strong job creation. Experts generally project a 5–7% annual increase in property prices, driven by steady sales momentum and a shift in buyer preference towards larger, premium, and luxury units. Demand in the mid-to-high segment (properties priced above ₹1.5 Crore) is particularly robust.

This depends on your goal. Luxury Apartments/Villas in Gated Communities offer high security, world-class amenities, and better appreciation in areas with scarce land (like Central/East Bengaluru). Independent Sites/Houses are typically bought for the land value, which appreciates well over time, especially in areas with upcoming infrastructure. For international clients, gated communities often provide a more seamless, maintenance-free, and exclusive lifestyle.

The Sale Deed and the Mother Deed are paramount. The Mother Deed traces the property’s entire chain of ownership to ensure the seller has a clear, marketable title. Additionally, the Encumbrance Certificate (EC) must be obtained to confirm the property is free from all monetary and legal liabilities (like mortgages or disputes) for the past 13 to 30 years.

RERA (Real Estate Regulatory Authority) is a central regulatory body adopted by Karnataka (K-RERA). It is essential for ensuring transparency and accountability in all new projects. Its protection includes:

  • Mandatory registration of all projects above a certain size.

  • Timely project completion via strict timelines.

  • Mandatory disclosure of all project plans and documentation.

  • Money paid by the buyer must be held in a separate account for construction purposes only.

You should budget approximately 8% to 10% of the total property value for statutory and additional charges. This primarily covers:

 

  • Stamp Duty: Currently around 5% (in Bengaluru Urban). 

  • Registration Fee: Currently 1% of the property value.

  • Legal fees, GST (for new construction), Khata transfer fees, and initial maintenance deposits.

The primary pitfall is inadequate legal due diligence. Buyers must beware of:

->Properties without a clear Khata (like ‘B’ Khata properties).
->Projects lacking the Occupancy Certificate (OC), which is essential for legal occupancy and often causes issues with utility connections.
->Properties built on disputed land, or those violating zoning regulations (e.g., buffer zones near lakes or rajakaluves/stormwater drains). A reputable real estate partner like TrueNest Homes should eliminate these risks.